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HUD Homes - What are the facts and how does a buyer purchase this type of home?
These homes were taken back by the government on mortgages that were foreclosed. They have rules which we have to follow closely in order to purchase this home. When a HUD home comes on the market, it is listed in our Multiple Listing Service by a company Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Annual SOUTHEAST RV RALLY comes to BROOKSVILLE Florida for the 14th Year!
Yes, It’s that time of year again for the annual Southeast Area rally of the Family Motor Coach Association. You will start to see RV’s everywhere invading Hernando County as the rally begins Wednesday, February 2nd thru Sunday February 6th Read More...

by Julie Ludovico & Elsie Kempsey | 65 Comments

Homebuyer Seminar with Mortgage and Financing Information
The first Tuesday of every month, Elsie Kempsey and Julie Ludovico, along with Direct Lending Group, will hold a seminar to educate buyers on different financing programs, as well as an opportunity to view homes. Carla Gonzalez from Direct Lending Group Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

FREE HERNANDO COUNTY BUYER SEMINAR FEB 1ST, 2011 6:30PM-8:30PM
DIRECT LENDING SERVICES FREE MONTHLY HOME BUYERS SEMINAR TAKES PLACE THE 1ST TUESDAY OF EVERY MONTH FROM 6:30PM-8:30PM. Don't miss this opportunity to obtain information on the best opportunities available to you to purchase a home in our current Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Beautiful Spring Hill Florida Home, Went PENDING in 6 days!
CONGRATULATIONS TO CARMINE & JOANNE DORSI! THEY CLOSED ON THE SALE OF THEIR HOME AT 1245 FINLAND DRIVE IN SPRING HILL FLORIDA IN 30 DAYS!!! MLS# 2122477 because it was marketed and priced right from the beginning. A list price is so important especially Read More...

by Julie Ludovico & Elsie Kempsey | 2 Comments

What A Buyer Needs to Know About a Lender and Realtor - be the "Educated Buyer"
This daily changing market is making harder and harder for a "smooth" transaction. The first step for a buyer, as I am sure you know, is to get pre-approved. Be sure that you have given all the financial information they have requested and you Read More...

by Julie Ludovico & Elsie Kempsey | 1 Comments

Frustrated Sellers
As a realtor in Hernando County primarily (Spring Hill, Weeki Wachee and Brooksville, we have seen many frustrated sellers and we would like to tell them "don't shoot the messenger", but, unfortunately, we are the bearers of the news when Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Should A Seller Get an Appraisal Before Listing Their Property?
In the past, we would have said "no". Now, it is a good idea. Realtors will give the seller the information to make an informed decision, however, in our ever changing daily market, we are finding that their homes may not even be worth what Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Avoid the Ten Worst First Time Home Buyer Mistakes
Julie and I make sure that our customers have the most knowledge and can make informed decisions. The purchase of a home has never been more difficult than it is now, with all the "supposedly" regulations from the lending institutions and we Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Bank of America Short Sales - One of the Worst
Our buyers wanted a house in Spring Hill (Hernando County) and they are from New Jersey, so through an automatic e-mail, we notify them of homes coming on. Although we are fully versed in short sales if a seller needs to list their home. We are not big Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Another Short Sale Nightmare
We had a very excited buyer on a short sale in Spring Hill, Hernando County, Florida, but did warn them about “short sales”. We were told by the listing agent that if we made the offer, which was cash, and would close by June 1, the bank would Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

How Accurate Are Today's Appraisals?
In today’s St Pete Times I read an article about the value of the appraisal process. In my opinion, between the inexperienced appraisers, the foreclosures and short sales, lack of knowledge of the area, many appraisals are doomed from the get go. Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Why Are The Homes in Spring Hill Florida Disappearing?
Have you heard Elgin Boulevard (located in Spring Hill Florida) is being widened from Mariner Blvd East to Village Van Gogh. The homes on the North side of Elgin Blvd. are either being moved or demolished to make room for the new widened highway to accommodate Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments