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HUD Homes - What are the facts and how does a buyer purchase this type of home?
These homes were taken back by the government on mortgages that were foreclosed. They have rules which we have to follow closely in order to purchase this home. When a HUD home comes on the market, it is listed in our Multiple Listing Service by a company Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Where Did Personal Service Go?
I am getting so frustrated these days. I readily admit that I am not the most tech savvy person, but I manage to navigate pretty much, but when I want a person on the other end, why can’t I get one? It use to be when you dialed for service you would Read More...

by Julie Ludovico & Elsie Kempsey | 1 Comments

Some Foreclosures Being Stalled
There was a homeowner being foreclosed on in West Palm Beach and the homeowner was fighting it. Due to his lawsuit, it may cause the government to look at the state law. Roman Pino was being foreclosed upon and the bank's attorney, David J. Stern, Read More...

by Julie Ludovico & Elsie Kempsey | 1 Comments

Annual SOUTHEAST RV RALLY comes to BROOKSVILLE Florida for the 14th Year!
Yes, It’s that time of year again for the annual Southeast Area rally of the Family Motor Coach Association. You will start to see RV’s everywhere invading Hernando County as the rally begins Wednesday, February 2nd thru Sunday February 6th Read More...

by Julie Ludovico & Elsie Kempsey | 65 Comments

Brand New Energy Efficient 4/2/2 Homes in Spring Hill - $124,920 with lot (Hernando County)
We are not kidding. The following homes are listed and are brand new with the lot: 4/2/2 on .44 acres (square footage is 1,792) $124,920 3/2/2 (1,357 square footage) $102,900 4/2/2 (2,236 square footage) $138,530 These homes have double pane windows (you Read More...

by Julie Ludovico & Elsie Kempsey | 1 Comments

Beautiful Spring Hill Florida Home, Went PENDING in 6 days!
CONGRATULATIONS TO CARMINE & JOANNE DORSI! THEY CLOSED ON THE SALE OF THEIR HOME AT 1245 FINLAND DRIVE IN SPRING HILL FLORIDA IN 30 DAYS!!! MLS# 2122477 because it was marketed and priced right from the beginning. A list price is so important especially Read More...

by Julie Ludovico & Elsie Kempsey | 2 Comments

What A Buyer Needs to Know About a Lender and Realtor - be the "Educated Buyer"
This daily changing market is making harder and harder for a "smooth" transaction. The first step for a buyer, as I am sure you know, is to get pre-approved. Be sure that you have given all the financial information they have requested and you Read More...

by Julie Ludovico & Elsie Kempsey | 1 Comments

Frustrated Sellers
As a realtor in Hernando County primarily (Spring Hill, Weeki Wachee and Brooksville, we have seen many frustrated sellers and we would like to tell them "don't shoot the messenger", but, unfortunately, we are the bearers of the news when Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Avoid the Ten Worst First Time Home Buyer Mistakes
Julie and I make sure that our customers have the most knowledge and can make informed decisions. The purchase of a home has never been more difficult than it is now, with all the "supposedly" regulations from the lending institutions and we Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Citizens Insurance Is At It Again
It seems Citizens Insurance, who we are at their mercy, has passed a new rule. They will NOT insure a shingle roof that is more than 25 years old; a tile roof they will extend a bit longer (I heard probably 30 years, but I am not sure). So where does Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Bank of America Short Sales - One of the Worst
Our buyers wanted a house in Spring Hill (Hernando County) and they are from New Jersey, so through an automatic e-mail, we notify them of homes coming on. Although we are fully versed in short sales if a seller needs to list their home. We are not big Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Interest Rates Historically Low
The news reported yesterday that interest rates are at an historic low - the 1950s was the last time they were this low. We understand that people are fearful of making a home purchase with the state of affairs we are all in. However, a home is a necessity Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments