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HUD Homes - What are the facts and how does a buyer purchase this type of home?
These homes were taken back by the government on mortgages that were foreclosed. They have rules which we have to follow closely in order to purchase this home. When a HUD home comes on the market, it is listed in our Multiple Listing Service by a company Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Where Did Personal Service Go?
I am getting so frustrated these days. I readily admit that I am not the most tech savvy person, but I manage to navigate pretty much, but when I want a person on the other end, why can’t I get one? It use to be when you dialed for service you would Read More...

by Julie Ludovico & Elsie Kempsey | 1 Comments

Tips for Sellers in Today's Competitive Market - Make Your House Stand Out
As we all know, sellers are up against foreclosure properties and short sales. We work the Hernando County area (Spring Hill, Brooksville and Weeki Wachee) and and we list a property we give the seller a few tips, which we would like to share with you. Read More...

by Julie Ludovico & Elsie Kempsey | 6 Comments

Some Foreclosures Being Stalled
There was a homeowner being foreclosed on in West Palm Beach and the homeowner was fighting it. Due to his lawsuit, it may cause the government to look at the state law. Roman Pino was being foreclosed upon and the bank's attorney, David J. Stern, Read More...

by Julie Ludovico & Elsie Kempsey | 1 Comments

Annual SOUTHEAST RV RALLY comes to BROOKSVILLE Florida for the 14th Year!
Yes, It’s that time of year again for the annual Southeast Area rally of the Family Motor Coach Association. You will start to see RV’s everywhere invading Hernando County as the rally begins Wednesday, February 2nd thru Sunday February 6th Read More...

by Julie Ludovico & Elsie Kempsey | 65 Comments

Short Sales
If you are a seller who is not sure whether you can short sale your property, we can help you! This is a very complicated process and we would be happy to speak with you and see if this option is open to you. Every lender is different and with someone Read More...

by Julie Ludovico & Elsie Kempsey | 1 Comments

Homebuyer Seminar with Mortgage and Financing Information
The first Tuesday of every month, Elsie Kempsey and Julie Ludovico, along with Direct Lending Group, will hold a seminar to educate buyers on different financing programs, as well as an opportunity to view homes. Carla Gonzalez from Direct Lending Group Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

FREE HERNANDO COUNTY BUYER SEMINAR FEB 1ST, 2011 6:30PM-8:30PM
DIRECT LENDING SERVICES FREE MONTHLY HOME BUYERS SEMINAR TAKES PLACE THE 1ST TUESDAY OF EVERY MONTH FROM 6:30PM-8:30PM. Don't miss this opportunity to obtain information on the best opportunities available to you to purchase a home in our current Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

Kim's Trims Now Open in Spring Hill - $6.00 haircuts
My stylist, Kim, just opened her own shop on Deltona BLvd. and Forest Oaks (next to Village Pizza). She only charges $6.00 a haircut (no blow dry). Kim, and two other girls, formerly of Jenny's, formerly Penney's) are there now. The other two Read More...

by Julie Ludovico & Elsie Kempsey | 1 Comments

Real Estate in the Northeast
I am a realtor covering primarily Hernando County (Spring Hill, Brooksville and Weeki Wachee), who moved here from Long Island. I have a brother in Cape Cod, MA so I flew from Tampa to Providence, RI first to visit him. While vacationing with my brother Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments

What A Buyer Needs to Know About a Lender and Realtor - be the "Educated Buyer"
This daily changing market is making harder and harder for a "smooth" transaction. The first step for a buyer, as I am sure you know, is to get pre-approved. Be sure that you have given all the financial information they have requested and you Read More...

by Julie Ludovico & Elsie Kempsey | 1 Comments

Frustrated Sellers
As a realtor in Hernando County primarily (Spring Hill, Weeki Wachee and Brooksville, we have seen many frustrated sellers and we would like to tell them "don't shoot the messenger", but, unfortunately, we are the bearers of the news when Read More...

by Julie Ludovico & Elsie Kempsey | 0 Comments